I. Application Conditions:

1. The loan has no principal, interest, principal penalty interest, interest penalty interest, the cost required to realize the creditor's rights, the loss caused to the lender due to the borrower's default, and all other payable expenses;

2. The repayment method can be changed according to the loan contract and the loan period is more than one year;

3. Other conditions stipulated by the Municipal Provident Fund Management Committee or the Municipal Provident Fund Center.

II. Handling Place:

1. Loans accepted before August 1, 2020:

The original loan bank branch.

2. Loans accepted after August 1, 2020:

The original loan acceptance network.

III. Requirements:

1. Identity certificate: the original ID card of the borrower; Hong Kong, Macao and Taiwan residents shall provide the Mainland Travel Permit for Hong Kong and Macao Residents, the Mainland Travel Permit for Taiwan Residents or the Resident Permit for Hong Kong, Macao and Taiwan Residents; the original passport shall be provided by foreigners and persons who have obtained permanent (long-term) residence abroad. ; Hong Kong, Macao, Taiwan and foreigners need to provide domestic contact information (name, ID number and contact information) and identity documents. If the above-mentioned persons are adults with limited (no) civil capacity, the original and copy of the guardianship certificate should be provided.

2. Other materials required by the Municipal Provident Fund Center.

IV. Handling process:

Apply for change-sign the change agreement-change the completion.

V. People present:

Borrower. If there is any person who cannot be present, it is necessary to provide an entrusted notary certificate issued by a notary public (the relevant entrusted matters should be specified in the notary certificate) and the original ID of the trustee.

VI. Processing time limit:

Finished on the spot.